Fighting for Fairness When Credit Goes Wrong
At Irresponsible Lending Experts, we believe everyone deserves a fair deal—especially when it comes to borrowing money. If you were given loans, credit cards or borrowed money without proper checks on whether you could afford them, you may have been treated unfairly. And when that happens, you shouldn’t have to struggle with the consequences alone.
We help people just like you reclaim what you’re owed. Since our founding, we’ve been committed to supporting those harmed by irresponsible lending—those left burdened by debt, unfair interest, or charges that simply shouldn’t have been imposed in the first place.
Our Mission
- To be the trusted name in complaints about irresponsible and unaffordable lending.
- To empower borrowers by making the process simple, transparent, and fair.
- To see justice done: getting back interest, charges, and repayments that were never affordable in the first place.
Who we are
A team of dedicated solicitors and claims specialists who take your side. We combine legal expertise with a personal approach. We listen, we investigate, and we fight to make sure your case is taken seriously.
We’re not just about legal paperwork — we understand the real life consequences: the worry, stress, and strain of debt you weren’t expecting, the bills that pile up—even the sense you’ve been failed by the system. So we treat every case with care, empathy, and total commitment.
Our values
- Transparency – No hidden fees, no confusing legal talk. You always know what to expect.
- Fairness – We believe in doing things right. That means treating people with respect, holding lenders to the promise of fair treatment, and not cutting corners.
- Excellence – Our solicitor partners are skilled, qualified, and experienced in financial law. We don’t settle for “good enough.”
- Support & Clarity – From your first check through to if or when your funds are refunded. We guide you every step of the way.
Why choose us
- Free eligibility check — find out if you may have a claim in seconds.
- No Win, No Fee — you pay nothing unless we win on your behalf.
- We’ve helped many people challenge unaffordable credit agreements and recover money.
- Personal approach — your story matters, not just your paperwork.
How We Work
- Check if you qualify — quick, free online form.
- We investigate your case — look into affordability, lender behaviour, and whether proper checks were made.
- We take action — whether your credit is still active, or has defaulted or been paid off.
- We aim to recover what you paid — interest, charges, repayments that should not have been asked of you.
Our Promise to you
You won’t be battling alone. When you work with Irresponsible Lending Experts, we handle the heavy lifting. We keep things clear. We stay by your side. And we fight to make wrongs right.